Chemo Cost – 13 Factors Contributing To Chemotherapy Cost

Posted By: admin | Posted on: 26 December, 2017 13:14 pm

Factors Contributing To Chemo Cost
Factors Contributing Chemotherapy Cost

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What Comprises Chemo Cost?

Chemotherapy is a form of chemical drug therapy. It destroys the rapidly growing cancer cells in the body. The costs for chemotherapy or chemo cost can vary. The cost of best chemotherapy in India depends upon many factors. The factors which determine the chemotherapy cost are as follows:

The Drugs to be used – Indian or imported:

Chemo cost differ depending on the drugs used for the patient. The drugs manufactured in India will be lower in price as compared to the imported drugs imported. Hence, the patient or the caregivers have to make a choice of drug for the treatment.

Stage and spread of cancer:

Chemotherapy drugs are used to treat cancer. Cancer cells grow and divide faster than other cells.

The cost of the cancer which is diagnosed at an early stage is lower. The cost is higher if diagnosed later. The treating doctor determines the dosage of the drug. Also, the cost of chemotherapy dose depends upon the size of the tumour and the spread of cancer.

Patient’s age and medical history:

Age And Medical History Of The Patient Plays An Important Role In High Chemo Cost
Factor For High Chemo Cost-Age Of The Patient

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Patient’s age plays an important role to determine the dose of the drug.

The chemotherapy cost for a young patient is lesser. Due to their better tolerance and faster recovery.

Comparatively the cost of treatment for an older patient with complex medical history will be higher. Therefore, the patient’s age and general health does influence the cost of treatment.

Patient’s General health and attitude:

Patients with better overall health respond much better to the chemotherapy drugs.

Positive attitude plays an important role. Also, it helps to bring about faster and better outcome of chemotherapy.

So, better general health and a positive approach does help in faster recovery. Also, it reduces the cost of treatment.

Treatment plan:

Chemo cost comprises of treatment plan
Chemo Cost Comprises of many factors, one of them is Treatment plan

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No two cancers have the same treatment approach.

The treating team of doctors decide the line of treatment. It comprises of chemotherapy and other options. Depends upon the size and spread of cancer. The cost of the treatment will depend upon the line of treatment. Also, it depends on time taken for the same.

Common cancer tests and investigation costs:

Cancer Tests and Investigation Is One Of The Main Factors Of Chemo Cost
Cancer Tests And Investigation To Check The Progress Of Chemotherapy

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The cost of diagnostics like CT Scans, PET Scans, MRI, FNAC, biopsy and other diagnostics also adds to the total cost. To know the progress of the patient, the doctor may repeatedly perform some tests. Therefore, this will add up to the cost of chemotherapy treatment.

Chemotherapy pre or post surgery:

Chemo given pre or post surgery based on the requirement
Pre Or Post Chemo Required To The Patient

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Sometimes, as per the need, the doctor will perform surgery pre or post chemotherapy. Therefore, if there is a need, the doctor will plan a treatment.

It involves multiple sessions of chemotherapy before the surgery. It continues after the surgery as well. Therefore, the cost of chemotherapy will depend upon the treatment plan.

Chemotherapy alone or supported by radiotherapy:

Chemotherapy Supported With Radiotherapy adds up to the Chemo Cost
Chemotherapy supported With Radiotherapy Costs More

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Sometimes, chemotherapy alone is not enough. In certain cases, radiation therapy supports before, after or along with chemotherapy. The cost of treatment differs accordingly.

Other therapies like hormonal and immunotherapy:

For better treatment outcome the doctors may advise other therapies. Also, the therapies might include hormonal therapy and immunotherapy.

Hormonal therapy is a cancer treatment that slows or stops the growth of cancer that uses hormones to grow.

On the other hand, immunotherapy is treatment that uses certain parts of a person’s immune system. It helps fight cancer. As a result, the cost of treatment can change with additional treatment options.

City and the cost of real estate:

The cost of cancer treatment is different in different cities. Also, in different areas in the same city. It depends on the real estate.

Smaller cities with low land cost offers lower charges for similar treatment in larger cities. Therefore, it would be wiser for patients from smaller cities to try and find the right doctor for their treatment in their home town. It brings down the cost of chemotherapy. For example, Chemotherapy cost in Mumbai and Chemotherapy cost in Delhi and in other metro cities is comparatively high.

Infrastructure and facilities provided at the hospital:

Infrastructure of the hospital determines the chemo cost. Also, ancillary service provided in the hospital complex determines the cost of treatment.

The facilities provided in the room where chemotherapy is being administered is a cost determining factor. Therefore, single person room is costlier than a general room with multiple patients.

Machines and techniques used:

The machinery used for the treatment for administering the drugs can differ. It is because of difference in treatment. Doctors may use different types of Implants for patients. As a result, the cost of equipment available for the treatment becomes the cost determining factor.

Most important factor is:

Doctor’s fees:

The doctors associated with a particular hospital or chemotherapy unit have different charges. It depends upon their expertise. Therefore, the charges for a senior doctor with a larger treating team may result in higher cost of chemotherapy. Consequently, surgeons and other visiting doctors’ fees are the other determining factors contributing to chemo cost.

 

How much does a round of chemotherapy cost abroad?

According to research from the American Society of Clinical Oncology. One course of a drug for chemotherapy for breast cancer can cost about $9000-$15,000 depending on the drug(s). Growth factor support is added to lessen side effects. That increases costs from $4,000 to more than $30,000.

 

How much does it cost for cancer treatment in India?

High Chemo Cost
High Chemotherapy Cost in India and Abroad

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India has some of the lowest priced generic drugs in the world. Chemotherapy cost in India could be as low as Rs 2.5 lakh for six months of treatment.

On the other hand, the chemo cost can go as high as Rs 20 lakh. Including novel drugs and targeted medicines.

 

Some important points you should consider for treatment outside your home town. Hence, factors that add up to the chemo cost are:

  • Hospital stay
  • Accommodation
  • Food expenses for patient and the family
  • Travelling cost to and fro
  • Multiple visits for chemotherapy cycles

 

Cancer Cost

Cancer is costly. Chemotherapy cost in India is extremely high. It involves chemotherapy, radiation therapy and many other diagnostic tests along with the hospitalization expenses. Also, it can take a toll on your health, emotions, time, relationships and your pocket.

One may also get drained off energy to deal with cancer and talk about money too. And for a middle class family this high cost drains out their life long savings. So that is why buying insurance for cancer has become very important.

 

Why You Need a Cancer Insurance Plan?

Cancer insurance is important. It is because of the effect this disease have on families physically, emotionally and financially.

Also, regular health insurance policies may not cover all cancer-related costs. And if they do, there are conditions for coverage in different stages.

Cancer Insurance is a special type of a policy designed to offer financial assistance to those diagnosed with the disease.

In India, insurance for cancer patients is available. It covers you against this disease and that too at a very less premium. This has resulted in increased survival rate as patients can now afford treatment costs covered under an insurance policy.

 

However, to qualify for cancer insurance:

  • The insured cannot be suffering from pre-existing cancer conditions.
  • Also, those previously diagnosed and treated for cancer are not eligible for cancer insurance.
  • Cancer insurance policies generally do not offer death, maturity or surrender benefits.

According to the experts, cancer is the 4th highest among all health conditions for which claims are paid.

A cancer-specific policy offers cover for various costs associated with cancer diagnosis and treatment. Also, it includes hospitalization, chemotherapy, radiation, surgery, etc.

The money is usually payable at various stages of diagnosis. It includes minor, major and critical stages. In fact, it is also not limited to the actual expense in hospitalization for treatment.

There will be unexpected charges. And even the best health insurance won’t cover all your costs. Therefore, make an informed decision about the resources you use to raise the funds considering what costs you can expect. Firstly get the knowledge of how to plan for treatment cost. Secondly, ask about and discuss treatment costs with your cancer care team.

Benefits of Cancer Insurance Plans in India

Benefits Of Cancer Insurance To Cover Your Cancer Treatment
Benefits Of Cancer Insurance

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  • Covers multiple stages of cancer
  • Lump sum is paid out on cancer diagnosis
  • Premium waiver is available under certain conditions like early stage cancer diagnosis
  • If there are no claims during the year, the sum assured increases by a pre-specified percentage
  • Monthly income is paid out for a specified number of years. It subjects to certain conditions, such as in case of major cancer diagnosis
  • Premium discounts are available for policies over a certain amount
  • Insurance cover is not ceased after first diagnosis
  • Tax benefits under section 80D of the Income Tax Act

Cancer insurance is worth considering if:

  • You have a family history of cancer
  • If you believe that due to environmental or other reasons you have a higher risk of developing cancer
  • You do not have adequate savings to pay large medical bills
  • Your regular health insurance policy does not have sufficient coverage
  • You are the only earning member

Exclusions in a Cancer Insurance Plan

Please Note: These are general exclusions. Specific exclusions may vary between insurers.

  • Skin cancer
  • Any kind of cancer directly or indirectly caused by or contributed to by sexually transmitted diseases, HIV, or AIDS
  • Cancer resulting from any congenital condition, pre-existing condition; biological, nuclear, or chemical contamination. Contact with radiation or radioactivity from any non-diagnostic or therapeutic source

 

Cancer Insurance Providers in India:

Currently in India many insurance providers offers medical insurance policies for cancer patients. So, choose the best plan in terms of cost, premium and policy coverage amongst many other factors.

However there are many terms and conditions in order to avail the benefits.

  • Indian Cancer Society in collaboration with New India Assurance
  • Cancer Patients Aid Association in collaboration with New India Assurance
  • HDFC Life Cancer Plus Plan
  • ICICI Prudential Cancer Care Plus

 

Planning for treatment

Learn as much as you can about cancer. Also about your cancer treatment before it starts. This will help you know what to expect. It can also help you plan for and deal with the chemo cost. Most often the following will be the areas of expenses:

  • Cancer Screening tests
  • Lab tests: Blood tests / urine tests / etc, which are usually billed separately
  • Procedures: For diagnosis or treatment. It can include room charges, equipment, different doctors, and more
  • Imaging tests: Like x-rays, CT scans, and MRIs. Which may mean separate bills for radiologist fees, equipment, and any medicines used.
  • Nuclear tests: Like PET CT
  • Radiation treatments: Implants, external radiation or both
  • Drug costs: Inpatient, outpatient, prescription, non-prescription, and procedure-related
  • Hospital stays: Which can include many types of costs. Such as drugs, tests, and procedures as well as nursing care, doctor visits, and consults with specialists
  • Surgery: Surgeon, anesthesiologist, pathologist, operating room fees, equipment, medicines, and more
  • Home care: Can include equipment, drugs, visits from specially trained nurses, and more

 

Best Chemotherapy Cost In India

Although, you can connect with the healthcare associates. The ones who have partnered with doctors and health specialists. One such organization is ChooseDoctor. We provide doctors, medical service delivery and medical practice management professionals.

In addition, cancer patients who are seeking for discounts in chemo cost can connect ChooseDoctor. We provide quality services at a reasonable price.

So, to get the best details and consultation from experts, ChooseDoctor is the one whom you can trust upon. We provide transparent service. No advance payment. Connection with reputed doctors, hospitals and healthcare providers. These are the features you would enjoy by contacting ChooseDoctor

Fill up the following form on the website Chemotherapy Cost. Submit the form with the basic details of the patient. Further, the representative would connect with you. Also, they will provide you options of the service provider and price.

Discounted chemotherapy cost-ChooseDoctor
Discounted Price Form – ChooseDoctor

In addition, make sure you have all the medical records and documentation required for consultation.

 

For quality and affordable Medical Services provided by best doctors near you, visit ChooseDoctor

Check out the active causes. Also, see how you can help cancer patients on CopeWithCancer.

 

Other Useful Links

Chemotherapy Drugs

Chemotherapy Process

What is Radiotherapy-Types Of Radiotherapy And Side Effects

Oncology – Treatment Of Cancer

Cancers in Youth

Treatment Of Cancer-Complimentary And Alternative Medicine